© Zero Project/Rupert Pessl

CBM funded project in Rwanda wins award for disability inclusion

This project assists persons with disabilities in rural Rwanda to establish village savings and loan groups. The Zero Project Award highlights initiatives that promote the rights of persons with disabilities, aiming for a more inclusive society where no one is left behind.

© CBM/NUDOR
Members of a VSL group established with the support of NUDOR (partner) and CBM (donor) take out loans to start their own businesses.

CBM and our project partner, the National Union of Disability Organisations in Rwanda (NUDOR), received an award for promoting disability inclusion in our work. The prestigious award was presented to CBM on 6 March at the Zero Project Conference, held at the United Nations Office in Vienna, Austria.

This award honours initiatives that address the needs and rights of persons with disabilities, contributing to a more just and inclusive society—a world with zero barriers.  The 2025 theme focuses on innovative solutions for employment and information and communication technology (ICT).

 

The winning project, “Save and Invest for Your Bright Future,” focuses on livelihoods for persons with disabilities in rural Rwanda. It has successfully established 750 village savings and loan groups (VSLGs), benefiting 22,500 members, 90% of whom are persons with disabilities or their caregivers, and 60% are women.

Impact of VSLGs on economic empowerment 

Eugenie Mukantagwera, CBM Country Director in Rwanda, emphasised the project's impact in remote areas where poverty is prevalent and people often struggle to meet basic needs such as education, food, and medical services.

“VSLGs bring people together to pool their money and distribute loans for income-generating activities, which are then paid back. The project helps people with disabilities to be self-sufficient, so they don’t have to wait for support from others and can develop confidence,” Eugenie explains.

Reducing stigma and promoting solidarity

© Zero Project/Rupert Pessl
The 2025 awardees

The NUDOR initiative combines financial education, loans, and mentoring to foster economic independence and reduce stigma, ensuring that marginalised people invest in their futures. The VSLGs promote solidarity among members, providing a commercial fund for income-generating activities and a social fund to support those facing personal challenges.

 

The award was announced on December 3, 2024, coinciding with the International Day of Persons with Disabilities, highlighting the vital work of organisations advocating for disability rights. CBM and NUDOR collected the award at the Zero Project Conference, a global platform for innovation in disability inclusion, attended by over 1,000 participants from 90 countries.

 

Odette Nyiransengimana from the Rwanda country office and Emile Cadet Vuningabo, Head of Programme at our partner NUDOR, attended the conference, together with CBM Global Livelihood Advisor Jim Cannon, Regional CBID Advisor for Asia Prakash Wagle.

CBM's VSL Programme Guide and Manual

  • A woman sitting in her wheelchair in a lush green garden

    VSL Programme Guide for Disability Inclusive Village Saving and Loan groups

    pdf1.7MB, Not Accessible

    This guide is designed to support CBM programme staff, partners, project staff, and VSL groups learn how to implement disability-inclusive savings and loan groups. It also serves as an introduction to the savings-led movement for CBM country operations that are considering introducing the VSLA methodology to persons with disabilities.

    Download
  • VSL Training Manual for Disability Inclusive Village Saving and Loan groups

    pdf2.6MB, Not Accessible

    This manual has all the instructions and tools for helping you to establish VSLAs and equip CBTs. It will serve as a workbook to support you to do your job as Field Officer. CBM and its partners wish you all the best in your endeavor to be the best Field Officer you can possibly become!

    Download